Fidu (FIDU)
CryptoScore Pro global score : 48/100 (computed on 2026-10-30)
Fidu (FIDU) is an ERC-20 token operating within the Ethereum ecosystem, designed as the native utility and governance asset of the Goldfinch protocol. Goldfinch addresses a critical gap in decentralized finance (DeFi) by enabling undercollateralized lending, a model that extends credit to borrowers without requiring overcollateralization, a limitation inherent to most DeFi lending platforms. This positions FIDU as a foundational element for a protocol targeting real-world financial inclusion, particularly for borrowers in emerging markets where traditional credit infrastructure is lacking. The token’s role is not merely speculative; it underpins a system where lenders, borrowers, and liquidity providers interact within a structured, risk-assessed framework, making FIDU a bridge between DeFi and real-world economic activity. The Goldfinch protocol leverages a multi-layered architecture built on Ethereum, utilizing smart contracts to automate lending, borrowing, and risk assessment processes. At its core, the protocol employs a unique credit assessment mechanism called the 'Trust through Consensus' model, where senior pool participants—known as Backers—evaluate borrower…
Scores by pillar
| Technology | 39/100 |
|---|---|
| Tokenomics | 92/100 |
| Team | 62/100 |
| Adoption | 25/100 |
| Liquidity | 23/100 |
| Compliance | 70/100 |
Market data
| Price | $0.027 |
|---|---|
| Market cap | $983,548.85 |
| 24h volume | $3.16 |
| Market cap rank | #2932 |
| 24h change | 0% |
| 7d change | -0.99% |
| Blockchain | ethereum |
| Sector | Ethereum (ETH) Token (ERC-20) |
Analysis
Fidu facilitates digital transactions without intermediaries via a dedicated blockchain. The protocol uses Proof-of-Stake, a validation mechanism based on holding, on the Ethereum network to ensure its scalability. The token is used to pay network fees, for staking, i.e.