Spiko US T-Bills Money Market Fund (USTBL)
Skor global CryptoScore Pro : 61/100 (dihitung pada 2026-10-28)
The Spiko US T-Bills Money Market Fund (USTBL) is a real-world asset (RWA) tokenization project that provides investors with exposure to short-term U.S. Treasury bills (T-Bills) through blockchain technology. The initiative addresses inefficiencies in traditional money market funds by offering a transparent, on-chain alternative that eliminates intermediaries, reduces settlement times, and enhances accessibility for global investors. The USTBL is issued as an ERC-20 token on the Ethereum blockchain, with each token representing a share in a fund that holds U.S. government securities—specifically, T-Bills maturing in less than one year. The fund is structured to maintain a stable net asset value (NAV) of $1 per token, backed by the underlying assets, and generates yield through the interest earned from the T-Bills, which is distributed to token holders. Technically, the project leverages smart contracts to automate fund management, including the purchase, holding, and redemption of T-Bills, as well as yield distribution. The Ethereum blockchain ensures transparency and immutability of transactions, while its proof-of-stake (PoS) consensus mechanism provides security and energy…
Skor per pilar
| Teknologi | 67/100 |
|---|---|
| Tokenomics | 78/100 |
| Tim | 52/100 |
| Adopsi | 45/100 |
| Likuiditas | 38/100 |
| Kepatuhan | 75/100 |
Data pasar
| Harga | US$1,10 |
|---|---|
| Kapitalisasi pasar | US$167,84 jt |
| Volume 24 jam | US$0 |
| Peringkat kapitalisasi | #242 |
| Perubahan 24 jam | +0,01% |
| Perubahan 7 hari | +0,14% |
| Blockchain | Ethereum |
| Sektor | Tokenized Assets |
Analisis
Proyek ini menjawab kebutuhan untuk mengakses obligasi pemerintah Amerika Serikat (US Treasury) melalui blockchain. Proyek ini menggunakan kontrak pintar, yaitu program otonom, di Ethereum untuk mengotomatisasi pengelolaan dana pasar uang.