Mountain Protocol USD (USDM)
Gesamtscore vu CryptoScore Pro : 54/100 (berechent den 2026-10-29)
Mountain Protocol USD (USDM) is a fiat-backed stablecoin designed to bridge the gap between traditional finance and decentralized ecosystems by anchoring its value to real-world assets (RWA). Launched on Ethereum in August 2023, USDM targets institutional and retail users seeking a stable, yield-generating alternative to conventional stablecoins like USDC or USDT. Its primary innovation lies in its collateralization model, which relies on short-duration U.S. Treasury bills, a strategy that aims to combine the stability of sovereign debt with the transparency and programmability of blockchain technology. This positions USDM as a hybrid instrument: a stablecoin for liquidity and a yield-bearing asset for passive income, addressing a critical demand in DeFi for low-risk, high-efficiency financial products. USDM operates as an ERC-20 token across multiple blockchains, including Ethereum, Arbitrum, Optimism, Polygon, Base, and zkSync, leveraging a proxy contract architecture to ensure seamless interoperability and upgradability. The contract address, 0x59d9356e565ab3a36dd77763fc0d87feaf85508c, is verified and identical across all supported networks, simplifying integration for…
Scoren no Pilier
| Technologie | 57/100 |
|---|---|
| Tokenomics | 73/100 |
| Equipe | 58/100 |
| Adoptioun | 34/100 |
| Liquiditéit | 28/100 |
| Konformitéit | 75/100 |
Maartdaten
| Präis | $0.981 |
|---|---|
| Maartkapitalisatioun | $945,570.52 |
| Volume 24 h | $252.17 |
| Rang no Maartkapitalisatioun | #2965 |
| Ännerung 24 h | -2.19% |
| Ännerung 7 Deeg | -0.25% |
| Blockchain | Ethereum |
| Secteur | RWA |
Analyse
Den USDM dient als Renditeträger innerhalb des Netzwerks. Dieser Stablecoin nutzt reale Vermögenswerte, also physische Finanztitel, die auf Ethereum übersichert sind. Zur Aufrechterhaltung seiner Verankerung stützt er sich auf US-Schatzanleihen.