Ref Finance (REF)
Ogólna ocena CryptoScore Pro : 47/100 (obliczona 2026-10-30)
Ref Finance is a decentralized finance (DeFi) platform built on the Near Protocol blockchain, designed to provide users with a suite of financial services including automated market making (AMM), yield farming, and staking. Positioned as a foundational DeFi hub within the Near ecosystem, Ref Finance targets both retail and institutional participants seeking low-cost, high-speed transactions and composable DeFi primitives. Its integration with Near Protocol is strategic, leveraging the blockchain’s sharding technology to achieve scalability and sub-second finality, which addresses common pain points in Ethereum-based DeFi platforms such as high gas fees and network congestion. By focusing on interoperability and user experience, Ref Finance aims to democratize access to DeFi tools while fostering liquidity and innovation within the Near ecosystem. The technical architecture of Ref Finance is centered around a multi-pool AMM model, enabling users to swap tokens, provide liquidity, and earn trading fees. The platform operates on Near Protocol’s smart contract layer, utilizing Rust-based contracts for security and performance. Unlike traditional AMMs that rely on a single liquidity…
Oceny według filarów
| Technologia | 30/100 |
|---|---|
| Tokenomika | 49/100 |
| Zespół | 47/100 |
| Adopcja | 80/100 |
| Płynność | 29/100 |
| Zgodność z przepisami | 65/100 |
Dane rynkowe
| Cena | 0,07204 USD |
|---|---|
| Kapitalizacja | 6,92 mln USD |
| Wolumen 24 h | 879,60 USD |
| Pozycja wg kapitalizacji | #1559 |
| Zmiana 24 h | -10,86% |
| Zmiana 7 dni | -28,24% |
| Blockchain | Near Protocol |
| Sektor | DeFi |
Analiza
Ref Finance zajmuje centralne miejsce w ekosystemie Near Protocol. Protokół ten wykorzystuje model AMM, czyli zautomatyzowanego animatora rynku, w celu ułatwienia wymiany aktywów. Opiera się na shardingu, czyli podziale sieci, aby zredukować opłaty.