SoFiUSD (SOFID)
Ogólna ocena CryptoScore Pro : 63/100 (obliczona 2026-10-28)
SoFiUSD (SOFID) is a newly launched stablecoin pegged 1:1 to the US dollar, operating as a bridge asset within SoFi’s expanding financial ecosystem, primarily deployed on Solana and Ethereum. Unlike traditional stablecoins like USDC or DAI, which rely on overcollateralization or fiat reserves, SoFiUSD leverages SoFi’s existing financial infrastructure—including its $250 billion in customer assets under management—to back its supply, positioning it as a hybrid between a centralized stablecoin and a tokenized bank deposit. This alignment with SoFi’s consumer finance platform (loans, investing, and crypto services) suggests a strategic play to integrate stablecoin utility into its broader financial products, such as seamless transactions for crypto-backed loans or instant settlements for stock trades. However, its late 2026 debut raises questions about market timing, as competition in the USD-pegged stablecoin space remains fierce, with Tether (USDT), Circle (USDC), and Paxos (USDP) dominating liquidity and adoption. The absence of a public whitepaper or detailed technical documentation further obscures how SoFi intends to differentiate SOFID beyond its institutional backing,…
Oceny według filarów
| Technologia | 64/100 |
|---|---|
| Tokenomika | 73/100 |
| Zespół | 45/100 |
| Adopcja | 48/100 |
| Płynność | 63/100 |
| Zgodność z przepisami | 77/100 |
Dane rynkowe
| Cena | 0,9995 USD |
|---|---|
| Kapitalizacja | 347,07 mln USD |
| Wolumen 24 h | 11,59 mln USD |
| Pozycja wg kapitalizacji | #164 |
| Zmiana 24 h | +0,04% |
| Zmiana 7 dni | +0,02% |
| Blockchain | Solana |
| Sektor | Stablecoin |
Analiza
SoFiUSD integruje się z ekosystemem finansowym SoFi. Ten stablecoin, dostępny na Solanie i Ethereum, jest zabezpieczony w stosunku jeden do jednego aktywami instytucjonalnymi. Funkcjonuje jak tokenizowany depozyt bankowy. Token pełni rolę mostu dla pożyczek zabezpieczonych kryptowalutami oraz rozliczeń akcji.