Mountain Protocol USD (USDM)
Pontuação global CryptoScore Pro : 55/100 (calculada em 2026-10-30)
Mountain Protocol USD (USDM) is a fiat-backed stablecoin designed to bridge the gap between traditional finance and decentralized ecosystems by anchoring its value to real-world assets (RWA). Launched on Ethereum in August 2023, USDM targets institutional and retail users seeking a stable, yield-generating alternative to conventional stablecoins like USDC or USDT. Its primary innovation lies in its collateralization model, which relies on short-duration U.S. Treasury bills, a strategy that aims to combine the stability of sovereign debt with the transparency and programmability of blockchain technology. This positions USDM as a hybrid instrument: a stablecoin for liquidity and a yield-bearing asset for passive income, addressing a critical demand in DeFi for low-risk, high-efficiency financial products. USDM operates as an ERC-20 token across multiple blockchains, including Ethereum, Arbitrum, Optimism, Polygon, Base, and zkSync, leveraging a proxy contract architecture to ensure seamless interoperability and upgradability. The contract address, 0x59d9356e565ab3a36dd77763fc0d87feaf85508c, is verified and identical across all supported networks, simplifying integration for…
Pontuações por pilar
| Tecnologia | 57/100 |
|---|---|
| Tokenomics | 73/100 |
| Equipa | 58/100 |
| Adoção | 34/100 |
| Liquidez | 31/100 |
| Conformidade | 75/100 |
Dados de mercado
| Preço | US$ 1,01 |
|---|---|
| Capitalização | US$ 969.629,19 |
| Volume 24 h | US$ 277,19 |
| Posição por capitalização | #2951 |
| Variação 24 h | +0,34% |
| Variação 7 d | -0,05% |
| Blockchain | Ethereum |
| Setor | RWA |
Análise
O USDM funciona como veículo de rendimento dentro da rede. Este stablecoin utiliza ativos do mundo real, ou seja, títulos financeiros físicos, com sobrecolateralização na Ethereum. Para manter sua paridade, baseia-se em títulos do Tesouro dos Estados Unidos.