Ondo US Dollar Yield (USDY)
Pontuação global CryptoScore Pro : 72/100 (calculada em 2026-10-28)
Ondo US Dollar Yield (USDY) is a tokenized note issued by Ondo Finance, designed to provide investors with exposure to short-term U.S. Treasury bills and demand deposits, offering an interest-bearing alternative to traditional stablecoins. The project addresses the issue of low or zero yields from classic stablecoins like USDC or USDT, which do not pass on interest earned to holders. USDY is structured as a rebasing token, where yield is distributed through an increase in token supply, reflecting the accumulated interest of the underlying asset. Technically, USDY operates on the Ethereum blockchain as an ERC-20 token, using smart contracts to automate yield distribution and ensure transparency. The underlying assets are held in custody by regulated financial institutions, with monthly attestations published to verify reserves. USDY’s tokenomics include a dynamic supply that adjusts based on the yield generated by the underlying assets, without a fixed maximum cap. The utility of USDY lies in its ability to provide a stable and yield-generating asset for DeFi applications, such as lending, borrowing, and liquidity provision. Ondo Finance’s governance is managed by the Ondo…
Pontuações por pilar
| Tecnologia | 58/100 |
|---|---|
| Tokenomics | 80/100 |
| Equipa | 68/100 |
| Adoção | 76/100 |
| Liquidez | 56/100 |
| Conformidade | 70/100 |
Dados de mercado
| Preço | US$ 1,15 |
|---|---|
| Capitalização | US$ 2,38 bi |
| Volume 24 h | US$ 5,07 mi |
| Posição por capitalização | #52 |
| Variação 24 h | +0,01% |
| Variação 7 d | +0,03% |
| Blockchain | ethereum |
| Setor | Solana Ecosystem |
Análise
O USDY integra o setor de ativos tokenizados. Este token representa títulos do Tesouro dos Estados Unidos e depósitos bancários na Ethereum. Utiliza um mecanismo de rebasing, isto é, um aumento automático da oferta para distribuir os juros. O token serve como alternativa aos stablecoins clássicos ao gerar rendimento.