Spiko US T-Bills Money Market Fund (USTBL)
Pontuação global CryptoScore Pro : 61/100 (calculada em 2026-10-28)
The Spiko US T-Bills Money Market Fund (USTBL) is a real-world asset (RWA) tokenization project that provides investors with exposure to short-term U.S. Treasury bills (T-Bills) through blockchain technology. The initiative addresses inefficiencies in traditional money market funds by offering a transparent, on-chain alternative that eliminates intermediaries, reduces settlement times, and enhances accessibility for global investors. The USTBL is issued as an ERC-20 token on the Ethereum blockchain, with each token representing a share in a fund that holds U.S. government securities—specifically, T-Bills maturing in less than one year. The fund is structured to maintain a stable net asset value (NAV) of $1 per token, backed by the underlying assets, and generates yield through the interest earned from the T-Bills, which is distributed to token holders. Technically, the project leverages smart contracts to automate fund management, including the purchase, holding, and redemption of T-Bills, as well as yield distribution. The Ethereum blockchain ensures transparency and immutability of transactions, while its proof-of-stake (PoS) consensus mechanism provides security and energy…
Pontuações por pilar
| Tecnologia | 67/100 |
|---|---|
| Tokenomics | 78/100 |
| Equipa | 52/100 |
| Adoção | 45/100 |
| Liquidez | 38/100 |
| Conformidade | 75/100 |
Dados de mercado
| Preço | US$ 1,10 |
|---|---|
| Capitalização | US$ 167,84 mi |
| Volume 24 h | US$ 0 |
| Posição por capitalização | #242 |
| Variação 24 h | +0,01% |
| Variação 7 d | +0,14% |
| Blockchain | Ethereum |
| Setor | Tokenized Assets |
Análise
Este projeto atende à necessidade de acesso aos títulos do Tesouro dos Estados Unidos por meio da blockchain. Ele utiliza contratos inteligentes, programas autônomos, na Ethereum para automatizar a gestão de um fundo monetário. O token serve como cota do fundo para gerar rendimento por meio de juros.