Spiko US T-Bills Money Market Fund (USTBL)
Общая оценка CryptoScore Pro : 61/100 (рассчитана 2026-10-28)
The Spiko US T-Bills Money Market Fund (USTBL) is a real-world asset (RWA) tokenization project that provides investors with exposure to short-term U.S. Treasury bills (T-Bills) through blockchain technology. The initiative addresses inefficiencies in traditional money market funds by offering a transparent, on-chain alternative that eliminates intermediaries, reduces settlement times, and enhances accessibility for global investors. The USTBL is issued as an ERC-20 token on the Ethereum blockchain, with each token representing a share in a fund that holds U.S. government securities—specifically, T-Bills maturing in less than one year. The fund is structured to maintain a stable net asset value (NAV) of $1 per token, backed by the underlying assets, and generates yield through the interest earned from the T-Bills, which is distributed to token holders. Technically, the project leverages smart contracts to automate fund management, including the purchase, holding, and redemption of T-Bills, as well as yield distribution. The Ethereum blockchain ensures transparency and immutability of transactions, while its proof-of-stake (PoS) consensus mechanism provides security and energy…
Оценки по направлениям
| Технология | 67/100 |
|---|---|
| Токеномика | 78/100 |
| Команда | 52/100 |
| Принятие | 45/100 |
| Ликвидность | 38/100 |
| Соответствие требованиям | 75/100 |
Рыночные данные
| Цена | 1,10 $ |
|---|---|
| Капитализация | 167,84 млн $ |
| Объём за 24 ч | 0 $ |
| Место по капитализации | #242 |
| Изменение за 24 ч | +0,01 % |
| Изменение за 7 дн. | +0,14 % |
| Блокчейн | Ethereum |
| Сектор | Tokenized Assets |
Анализ
Данный проект отвечает потребности в доступе к казначейским облигациям США через блокчейн. Он использует смарт-контракты, то есть автономные программы, в сети Ethereum для автоматизации управления денежным фондом. Токен служит долей фонда и генерирует доходность за счёт процентов.