FOLKS (FOLKS)
CryptoScore Pro genel puanı : 60/100 (hesaplanma tarihi 2026-10-30)
Folks Finance is a decentralized lending and borrowing protocol built on the Algorand blockchain, targeting both retail and institutional users seeking capital efficiency and low transaction costs. As a foundational DeFi primitive on Algorand, it addresses the need for overcollateralized lending in a high-throughput, low-fee environment, distinguishing itself from Ethereum-based alternatives where gas costs and congestion often limit accessibility. The protocol’s positioning matters because it leverages Algorand’s Pure Proof-of-Stake consensus and sub-second finality to offer near-instantaneous loan settlements, a critical advantage for traders and liquidity providers who require rapid access to capital without sacrificing security or decentralization. The protocol’s architecture is built around Algorand’s Layer-1 smart contract capabilities, utilizing Algorand Standard Assets (ASAs) and the Algorand Virtual Machine (AVM) for secure, on-chain execution. Folks Finance employs a pooled liquidity model where users deposit assets into isolated lending pools, each governed by algorithmic interest rate curves that adjust dynamically based on utilization ratios. This design ensures that…
Sütunlara göre puanlar
| Teknoloji | 62/100 |
|---|---|
| Tokenomics | 57/100 |
| Ekip | 68/100 |
| Benimsenme | 62/100 |
| Likidite | 54/100 |
| Uyumluluk | 77/100 |
Piyasa verileri
| Fiyat | $2,25 |
|---|---|
| Piyasa değeri | 40,42 Mn $ |
| 24 saatlik hacim | $725.621,96 |
| Piyasa değeri sırası | #584 |
| 24 saatlik değişim | -%8,09 |
| 7 günlük değişim | -%7,63 |
| Blokzincir | Algorand |
| Sektör | DeFi |
Analiz
Bu varlık, Algorand blockchain üzerinde dijital varlıkların ödünç verilmesine ve ödünç alınmasına olanak tanır. Algoritmik faiz oranlarıyla çalışan, yani ortak rezervler olan havuzlanmış likidite havuzlarını kullanır. Token, kurumsal ve bireysel kullanıcılar için sermaye verimliliğine hizmet eder.