SoFiUSD (SOFID)
CryptoScore Pro 综合评分 : 63/100 (计算于 2026-10-28)
SoFiUSD (SOFID) is a newly launched stablecoin pegged 1:1 to the US dollar, operating as a bridge asset within SoFi’s expanding financial ecosystem, primarily deployed on Solana and Ethereum. Unlike traditional stablecoins like USDC or DAI, which rely on overcollateralization or fiat reserves, SoFiUSD leverages SoFi’s existing financial infrastructure—including its $250 billion in customer assets under management—to back its supply, positioning it as a hybrid between a centralized stablecoin and a tokenized bank deposit. This alignment with SoFi’s consumer finance platform (loans, investing, and crypto services) suggests a strategic play to integrate stablecoin utility into its broader financial products, such as seamless transactions for crypto-backed loans or instant settlements for stock trades. However, its late 2026 debut raises questions about market timing, as competition in the USD-pegged stablecoin space remains fierce, with Tether (USDT), Circle (USDC), and Paxos (USDP) dominating liquidity and adoption. The absence of a public whitepaper or detailed technical documentation further obscures how SoFi intends to differentiate SOFID beyond its institutional backing,…
各维度评分
| 技术 | 64/100 |
|---|---|
| 代币经济学 | 73/100 |
| 团队 | 45/100 |
| 采用度 | 48/100 |
| 流动性 | 63/100 |
| 合规 | 77/100 |
市场数据
| 价格 | US$0.9995 |
|---|---|
| 市值 | US$3.47亿 |
| 24小时成交量 | US$1160.10万 |
| 市值排名 | #164 |
| 24小时涨跌 | +0.04% |
| 7日涨跌 | +0.02% |
| 区块链 | Solana |
| 板块 | Stablecoin |
分析
SoFiUSD 融入 SoFi 的金融生态系统。这种稳定币在 Solana 和 Ethereum 上运行，并由机构资产按一比一的比例提供担保。它的功能类似于一种代币化的银行存款。 该代币用作加密货币抵押贷款和股票结算的桥梁。目前观察到的使用量仍然有限，因为该项目计划在未来整合到消费金融服务中。 该资产在其类别中的市值排名为 #161。流动性通过 2.1 % 这一比率进行分析，该比率反映了当前订单簿的深度。 订单的执行取决于 1 个交易市场。相对于市值的交易量 2.1 % 表明市场吸收平均交易规模